We provide cost-effective liability insurance that meets the needs of your lodge business.
Protecting your business and customers is paramount. Whether your clients are floating on or wading in the water, or hiking through the woods for that perfect pool, you need to make sure everything is covered. The Cross Current team has over 65 years of insurance experience and 45 years of angling experience both on and in the water.
Whether your lodge’s only access is by boat or bush plane, or you have a thousand-acre ranch along one of the US’s great fishing rivers, we have coverage options for you. Maybe you run a full-service fishing resort in the Ozarks or the perfect fishing lodge in the Northeast or the Rocky Mountains, we can keep you protected.


We have programs to meet the insurance needs of any lodge
Building values can be substantial and your rural area may not be protected by a staffed fire department. All of our programs have tremendous property insurance capacity for frame, unprotected, large property values. The general liability exposure revolves around tough back-country terrain, where guests are exposed to the elements. Fishing exposes guests to many possible types of accidents. Our programs are designed to underwrite all of the needs of a fishing lodge.
Insurance Coverage
- Property
- General Liability
- Workers’ Compensation
- Auto
- Umbrella
- Bonds
- Trip Cancellation
- Directors & Officers
- Business Income Interruption
- Cyber
- Aviation/Watercraft
- Life & Health Benefits


Other Fly Fishing Businesses We Insure

Guides & Outfitters
Property & Casualty
Employee Benefits
Boat Insurance

Manufacturers & Distributors
Property & Casualty
Employee Benefits

Associations & Outdoor Advocacy Groups
Property & Casualty
Employee Benefits
Member Affinity Plans

Retailers
Property & Casualty
Employee Benefits

Outdoor Enthusiasts & Stakeholders
Property & Casualty
Employee Benefits
Individual Insurance
Learn How Cross Current Can Help
Contact Us
Free Proposal
Cost Savings Analysis
Risk Management Programs