At Cross Current Insurance, our love for the outdoors runs deep. As avid anglers, hunters, and outdoor enthusiasts, we understand the unique risks of the outdoor adventure industry. Whether you're a guide, captain, lodge owner, or manufacturer of outdoor adventure gear, we’ve created tailored insurance solutions to protect both your business and your passion.

Insure Your Outdoor Business Today

Win a Trip to Soul Fly Lodge & the Ultimate Flats Package

And Support Casting for Recovery

Cross Current Insurance is a proud sponsor of this amazing fundraiser for Casting for Recovery. By entering, you’re not only in the running for an unforgettable Bahamas adventure but also supporting CfR and the free fly fishing retreats they provide for women in treatment or recovery from breast cancer, helping them find support, renew their energy, and connect with nature.

Fly fishing anglers with a Permit in the Berry Islands, Bahamas

Soul Fly Lodge, The Berry Islands, Bahamas
photographs by Matt Jones (See background image)

Who We Serve

Although we were born out of the fly fishing industry, we have insurance products to protect any business type and focus on the outdoor sporting industry. We blend our insurance experience with our passion for adventure in the great outdoors to bring a unique insight into insuring your business.

Cross Current Best Insurance Program Consumer Choice Awards badges for 2023 and 2024

Cross Current Voted the Best

Cross Current Insurance’s Guide Program was voted the best insurance product again in the 2024 Fly Fishing Show Consumer Choice Awards! Thank you to all the guides who voted for us. We are proud to have you as clients!

What our clients say about Cross Current Insurance

"I'm so thankful that we found Cross Current Insurance. We appreciate the incredible product they have put together to help take care of our outfitting insurance needs. I highly recommend them to other outfitters!"
Rhett Bain
Rhett Bain
Owner
Reel Deal Anglers
Jackson Hole, WY
"Rollin, Augusto and company are trusted professionals that walk the walk and how exactly how to take care of clients big and small. I couldn’t be more please with both my guide insurance and lodge insurance. Highly recommend."

★★★★★
Google Review
Kyle Schaefer
Owner
Soul Fly Lodge
Berry Islands, Bahamas
"After my previous carrier started raising rates, I did some shopping and found cross current. Great experience with them so far in providing me with general liability for my guiding business. Easy to work with and great prices."

★★★★★
Google Review
Natalie Vaz
Owner
NatVenture Tours
Alaska
"Highly recommend - zero hassle - helpful and prompt team - they can cover your base liability for your operation, and ALSO cover boats, trailers, and other gear."

★★★★★
Google Review
Don Mutert avitar from google reviews
Taylor Hess
Owner
Appalachian Fishing Guides
Lock Haven, PA
"Jessica and AJ were very helpful in finding the right coverage for my fishing guide business."

★★★★★
Google Review
Christopher Marion headshot from Google review
Christopher Marino
Owner
Guiding Light Fishing Charters
New Hampshire
"Love these guys! Professional, fast and always on it!"

★★★★★
Google Review
Don Mutert avitar from google reviews
Don Mutert
Owner
EPIC A&A
Bozeman, MT
“I was always told Cross Current was hands-down, the most efficient and reliable way to have my own coverage. You guys have truly lived up to that. All of my buddies that recommended you were exactly on point in what and how they describe your company."
Neil Sunday
Fly Fishing Guide
Cumberland Valley, PA
"I'm an Alaskan fishing guide and this was the most simple insurance experience I have ever had. Angela, is beyond great. I spoke on the phone with her and she made me feel like we have known each other for years and got me my policy right away. Definitely recommend! Thanks Angela!"

★★★★★
Google Review
Fist Cast Fishing logo
Gabe Kintzley
Owner
First Cast Fishing
Seward, Alaska
"Cross Current Insurance and their staff have been great to work with. Angela the guide program manager, has gone above and beyond answering questions and worked overtime to get my Fly Fishing Guiding policy dialed in. They treat you like friends and family, and I appreciate that!"

★★★★★
Google Review
Lost Sierra Fly Guide logo
Matt McCourtney
Owner
Lost Sierra Fly Guide
Blairsden-Graegale, CA
"I am an avid outdoorsmen, fly fishing guide, and fly shop owner that is very passionate about protecting and preserving our natural resources and fisheries.

When I found out there was an insurance company that could meet all of my insurance needs and that I could donate a percentage of my premiums to my conservation organization of choice; made my decision to change companies seamless. Cross Current Insurance Group was the right choice for me and my company and I would highly recommend them to anyone in the outdoor industry."
Cross Current Insurance ambassador and owner of Cohutta Fishing Company, Andy Bowen displays his permit catch
Andy Bowen
Owner
Cohutta Fishing Company
Blue Ridge, GA
"It was an easy choice for me to choose Cross Current Insurance because they are run and owned by people who are in the industry, who love fly fishing and strive everyday to protect our resources.

I work hard to make my fishing guide and outfitter business as environmentally conscience as possible and so does Cross Current.

They are professionals who "get it" and I am happy to trust my company and future with them."
Cross Current Insurance fly fishing ambassador Abbie Schuster holding brown trout
Abbie Schuster
Owner/Head Guide
Kismet Outfitters
Martha's Vineyard, MA

How We Give Back

A portion of our profits go toward supporting the causes we are passionate about. By joining the Cross Current team you will be supporting these great organizations. Each year members vote on organizations to support. Join now to help protect your passion.

Bonefish Tarpon Trust logo
Trout Unlimited logo
Guide Relief Program logo
Casting for Recovery logo
American Saltwater Guide Association logo
American Fly Fishing Trade Association (AFFTA) logo
Cross Current Insurance team with Guide Relief Fund donation check

Meet The Team

We rely on the guidance of outdoor enthusiasts to help us navigate where and how Cross Current can support the outdoor industry and our environment.

Cross Current Events

Come visit us at several Cross Current supported events

Cross Current Fly Fishing Insurance ambassador wading in river.
Wave on stormy seas crashing into boat and lighthouse

Individual Travel Insurance

Purchase travel insurance for your next trip and have the peace of mind that you will be protected. We’ve partnered with an award winning company that specializes in finding the best rates on travel insurance.

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