Fishing Guide & Outfitters Insurance

Our fishing guide liability insurance starts at $395. Apply today with our easy online application in a couple minutes.

Cross Current Insurance is dedicated to helping professional fishing guides protect their livelihoods on the water. As a national brokerage partnered with “A”-rated insurance carriers, we specialize in liability coverage designed specifically for fishing guides and charter operations, ensuring your business is protected no matter where the current takes you.

Why You Need Fishing Guide Insurance

Fishing guides operate in dynamic environments where conditions can change quickly—from shifting weather to unpredictable water hazards. At Cross Current Insurance, we understand the risks that come with guiding clients on rivers, lakes, and coastal waters. Accidents and unexpected losses can threaten your reputation and business, but with the right coverage, you can stay focused on delivering safe, memorable experiences while we help you navigate claims and protection.

Why Choose Cross Current Insurance?

We’re committed to delivering a better insurance experience through responsive service, extensive industry knowledge, and tailored solutions built for fishing professionals. Our expertise in general liability and exclusive programs gives you access to competitive, comprehensive coverage designed to fit your operation.

With Cross Current Insurance, you get affordable rates, a streamlined online process, and reliable protection—so you can spend more time guiding and less time worrying.

Our Coverage Highlights Include:

    • General liability protection covering the use of motorized and non-motorized boats
    • Property insurance against loss
    • Customized coverage to meet the requirements of the Forest Service, National Park Service, Bureau of Land Management, and private landowners
    • Watercraft liability coverage
    • Guides as additional insureds

Our limits:

$1,000,000  Each Occurrence Limit
$1,000,000  Personal and Advertising Injury Limit (Any One Person or Organization)
$2,000,000  General Aggregate Limit (Other than Products – Completed Operations)
$2,000,000  Products/Completed Operations Aggregate Limit
$100,000  Damaged to Rented Premises (Any One Premises)
$5,000  Medical Expense Limit – Any One Person

Apply for hunting guide & outfitter insurance

Questions?

Let us know how we can help!

Insurance Coverage

  • Property
  • General Liability
  • Workers’ Compensation
  • Auto
  • Umbrella
  • Bonds
  • Trip Cancellation
  • Charter Boat
  • Life Insurance

Other Businesses We Insure

Manufacturers & Distributors liability insurance

Manufacturers & Distributors

Property & Casualty
Employee Benefits

Property and casualty insurance for Fly Fishing Lodges and resorts

Lodges & Resorts

Property & Casualty
Employee Benefits

Property and casualty insurance for associations &and outdoor advocacy groups

Associations & Outdoor Advocacy Groups

Property & Casualty
Employee Benefits
Member Affinity Plans

Flyz shop and retail stores property and casualty insurance for hats, gear, pants, rods, reels

Retailers & E-Commerce

Property & Casualty
Employee Benefits

Outdoor enthusiasts brown fish catch

Outdoor Enthusiasts & Stakeholders

Property & Casualty
Employee Benefits
Individual Insurance

An affordable alternative to traditional

health insurance

Fly fishing guide and outfitter with brown trout

Got questions?  We’ve got answers.

Did somebody say cookies?

This website collects cookies to deliver better user experience and to analyze our website traffic and performance; we never collect any personal data.