Our fishing guide liability insurance starts at $395. Apply today with our easy online application in a couple minutes.
Cross Current Insurance is dedicated to helping professional fishing guides protect their livelihoods on the water. As a national brokerage partnered with “A”-rated insurance carriers, we specialize in liability coverage designed specifically for fishing guides and charter operations, ensuring your business is protected no matter where the current takes you.
Why You Need Fishing Guide Insurance
Fishing guides operate in dynamic environments where conditions can change quickly—from shifting weather to unpredictable water hazards. At Cross Current Insurance, we understand the risks that come with guiding clients on rivers, lakes, and coastal waters. Accidents and unexpected losses can threaten your reputation and business, but with the right coverage, you can stay focused on delivering safe, memorable experiences while we help you navigate claims and protection.
Why Choose Cross Current Insurance?
We’re committed to delivering a better insurance experience through responsive service, extensive industry knowledge, and tailored solutions built for fishing professionals. Our expertise in general liability and exclusive programs gives you access to competitive, comprehensive coverage designed to fit your operation.
With Cross Current Insurance, you get affordable rates, a streamlined online process, and reliable protection—so you can spend more time guiding and less time worrying.
Our Coverage Highlights Include:
- General liability protection covering the use of motorized and non-motorized boats
- Property insurance against loss
- Customized coverage to meet the requirements of the Forest Service, National Park Service, Bureau of Land Management, and private landowners
- Watercraft liability coverage
- Guides as additional insureds
Our limits:
| $1,000,000 | Each Occurrence Limit |
| $1,000,000 | Personal and Advertising Injury Limit (Any One Person or Organization) |
| $2,000,000 | General Aggregate Limit (Other than Products – Completed Operations) |
| $2,000,000 | Products/Completed Operations Aggregate Limit |
| $100,000 | Damaged to Rented Premises (Any One Premises) |
| $5,000 | Medical Expense Limit – Any One Person |
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Insurance Coverage
- Property
- General Liability
- Workers’ Compensation
- Auto
- Umbrella
- Bonds
- Trip Cancellation
- Charter Boat
- Life Insurance
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Outdoor Enthusiasts & Stakeholders
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Individual Insurance
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