DISCLAIMER


ACTIVITIES EXCLUDED UNDER THIS LIABILITY POLICY:

The Cross Current Conservation Association liability insurance program is intended to cover guided fishing operations and related services ONLY. If you need insurance coverage for any of the following activities or exposures, they will need to be insured on a separate policy. If you have any questions, please don’t hesitate to reach out to us.

All equine, retail, lodging, ATV, snowmobile, whitewater over class III, deep sea fishing, and watercraft over 26 feet in length can not be covered by this policy.

IMPORTANT NOTICE REGARDING AUTO LIABILITY:

This policy does not cover liability, injuries, or property damage sustained by your clients if they are riding in your personal automobile. You may already have coverage through your personal car insurance, but typically, commercial use is excluded.

CLIENT WAIVER OF LIABILITY OR HOLD HARMLESS FORMS REQUIRED:

You MUST have signed and dated client waiver of liability or hold harmless forms as their acknowledgement of inherent risks. These forms should be kept for 3 years and readily available in event of an insurance audit or claim. We can provide a sample for you to customize once you’re a client.

DISCLAIMER:

The coverage information contained in this questionnaire is only a general description. In the event of a claim, any coverage provided by the insurer is subject to Terms, Conditions and Exclusions in the actual policy.

INSURANCE FRAUD NOTICE STATEMENT:

Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, commits a fraudulent insurance act which is a crime and may subject such person to criminal and civil penalties.

The undersigned states that he/she is the Applicant or is an authorized representative of the Applicant and declares to the best of his/her knowledge and belief that the statements set forth in this application are true and complete and may be relied upon by the insurance company in quoting and issuing the policy.